I inherited a certain frugality which I didn’t think was all too sensible until I started shopping for myself; I don’t carry around a change purse like mom does. I’m not worried about being cheated; I was horrified to find a certain generation of Dutch people counting up the contents of their wallet before and after paying for anything. My desire to avoid bringing out the stinginess of my dining companions outweighs the scrutiny of splitting up a dinner bill.
My money hang up is about pennies, they are a fun challenge to spend and paying cash helps me stick to a budget. For those shops that I deem cash-only I make sure I have four pennies to ensure that I don’t receive pennies back as change. Please, if you do not understand why I carry around four pennies or do not understand consumer math, you can stop reading this blog post now.
Scenario 1
Bill: $14.19 – I tender $20.04. Expected change $5.85
Here’s the unintentional grift. When handing the pennies over to the cashier, one penny manages to drop and fall into the checkout conveyor belt. Feeling bad, the cashier fishes out a dime from his own pocket and enters that I paid $20.13. I received $5.94. A profit of$0.09
Scenario 2
Bill $13.67 – I tender $20.02. Expected change $6.35
This one is a just a bit more dishonest. I originally handed over $20.02. I then realized that I had $0.67 and thought of handing it to the cashier but since she was already going through the till, I said “never mind” unknowingly setting off the grift.
The receipt officially says $13.67 billed, $20 tendered. $6.33 is handed back to me and I asked why I got pennies back. The cashier assumed that “never mind” applied to the two cents I handed her.
Apologetically, she hands back the two cents AS WELL AS $0.35, completely forgetting that she already handed me $0.33. A total of $6.70, a profit of $0.45