It’s open enrollment time and for the first time I’ve looked into getting Snuff onto my dental plan. I will say that I am very fortunate to be offered same-sex benefits but I have a few philosophical conflicts.
Prove you’re committed to each other
The obvious argument is that legally married couples have it easy but to take it further, look at points i to vii. My company is setting parameters for a proper same sex marriage. I am put under more scrutiny than those who; have married minors, are bigamists, are polygamists, are monogamous, are financial dependents, are in a marriage of convenience, are squatters. I have to produce 5 pieces of documentation about how I’m financially tied to my boyfriend… married people don’t even have to show a marriage license.
Inheritance requirements
Had I realized my homosexuality after siring children, I could not set them as primary beneficiaries. My company assumes that I’ll kick the bucket before my man does? Though I have no children to speak of, I like my parents and their siblings, prefer setting primary beneficiaries to the next generation – long story, see ultimogeniture.
I can only take solace in the fact that non-committed opposite-sex couple will have to jump through the same notary validated hoops I have to go through.
The definition of eligible family members is as follows:
- your legal spouse (of opposite sex) not legally separated from you, or
- your same-sex partner who meets the following criteria:
- You and your same-sex partner live in a state that has a process to recognize same-sex domestic partnerships, civil unions, etc., and you have formalized your same-sex relationship through that process.
- You and your same-sex partner live in a state that permits same-sex marriages and you and your same-sex partner are legally married.
- You live in a state that does not have a process to recognize same-sex partners and, therefore, have not formalized your same-sex partnership as indicated in A) and B) above. However, all of the criteria below are met:
- You and your partner are at least age 18.
- Neither you nor your partner are legally married to another person of the opposite sex or in a same-sex partnership with another person, and have not been for at least six months.
- You and your partner are not related to each other by blood to a degree of closeness that would prohibit marriage in your state of residence.
- You and your partner are in an exclusive, committed relationship that is intended to continue indefinitely.
- You and your partner share a mutual obligation of support and responsibility for each other’s welfare.
- You and your partner currently share a principal residence, have done so for at least six months, and intend to reside together indefinitely.
- You must be able to provide 5 of the 8 documentation categories as set forth below.
For 2C above, you must provide a notarized affidavit certifying to items 2(C)(i) through 2(C)(vi) and provide documentation demonstrating that you and your eligible same-sex or opposite-sex domestic partner meet at least 5 of the 8 categories below. Documentation must prove:
- Joint interest in real property, as evidenced by title or mortgage, lease, or rental agreement, by you and your partner
- Joint ownership or purchase of a motor vehicle by you and your partner
- Joint ownership of a checking, savings, or investment account or joint liability for a loan or credit accounts by you and your partner
- Your partner is named as primary beneficiary for your Company-sponsored life insurance policy
- Your partner is named as primary beneficiary for your Company-sponsored pension plan benefits, Company-sponsored deferred compensation plan, or Company-sponsored 401(k) plan
- Your partner is named as primary beneficiary in your will
- Your partner has authority to deal with property owned by you under a valid written power of attorney
You have given your partner written authority to make decisions concerning your health and well-being if you are unable to do so